Other Mutual Benefit
Assessment Products

Annuities

Health Coverage

Impaired Risk

Short Term Medical Plan

Short Term Medical insurance is designed for people who are between permanent health plans. So, whether you are:

• Between jobs
• Looking for an alternative to COBRA
• A recent college graduate
• In a waiting period for employer-sponsored coverage
• A temporary or seasonal employee
• A dependent no longer covered by parent's plan
• On strike, laid-off or losing job

Short Term Medical can provide you with the peace of mind you deserve.

Features:

• Coverage as early as the next day
• Freedom to choose your own doctors and hospitals
• Prescription drug coverage
• In-hospital and outpatient benefits
• Managed care/pre-authorization procedure
• 2 plans to choose from:

6 Month Plan (30-185 days)

Deductible choices: $250, $500, $1,000, or $2,500
Rate of payment options (coinsurance): 100%, 80/20 or 50/50
Lifetime maximum benefit options: $2 million or $5 million
Length of coverage options: 30-185 days

12 Month Plan (30-365 days)

Deductible choices: $500, $1,000, $2,500 or $5,000
Rate of payment options (coinsurance): 80/20 or 50/50
Lifetime maximum benefit options: $1 million or $2 million
Length of coverage options: 30-365 days